Privacy Policy

Last Updated: December 31, 2025

This Privacy Policy describes how BMNR Technologies LLC ("Company," "we," "our," or "us") collects, uses, and shares your personal information when you use our mobile application (the "App").

By using the App, you agree to the collection and use of information in accordance with this Privacy Policy.

1. INFORMATION WE COLLECT

1.1 Information You Provide

When you create an account and use our App, we collect:

- Contact Information: Name, email address, phone number

- Address Information: Street address, city, state, ZIP/postal code, country

- Authentication Information: Email address, passwords (encrypted), and authentication tokens

- Financial Information: Stock holdings and portfolio data

- Profile Information: Any additional information you choose to provide

1.2 Information Collected Automatically

When you use our App, we automatically collect:

- Device Information: Device type, operating system, device identifiers

- Usage Information: Features you use, actions you take, time and frequency of use

- Log Data: IP address, browser type, pages visited, time spent on pages, and other diagnostic data

- Location Information: General location based on IP address (we do not collect precise GPS location)

1.3 Biometric Information

If you enable biometric authentication (Touch ID, Face ID, or fingerprint):

- We do not collect or store your biometric data

- Biometric authentication is handled entirely by your device's operating system

- We only store an encrypted credential that is unlocked by successful biometric authentication

2. HOW WE USE YOUR INFORMATION

We use your information to:

- Provide and maintain the App's functionality

- Create and manage your account

- Track your stock portfolio and holdings

- Send you important updates, news alerts, and notifications

- Respond to your questions and support requests

- Improve and optimize the App

- Prevent fraud and ensure security

- Comply with legal obligations

3. HOW WE SHARE YOUR INFORMATION

We do not sell your personal information. We may share your information in the following circumstances:

3.1 Service Providers

We may share information with third-party service providers who help us operate the App:

- Authentication services (Supabase)

- Cloud hosting providers

- Analytics services

- Email and notification services

- Customer support tools

These providers are contractually obligated to protect your information and use it only for the services they provide to us.

3.2 Legal Requirements

We may disclose your information if required by law or in response to:

- Legal process (subpoenas, court orders)

- Government or regulatory requests

- Protection of our rights, privacy, safety, or property

- Investigation of fraud or security issues

3.3 Business Transfers

If we are involved in a merger, acquisition, or sale of assets, your information may be transferred. We will provide notice before your information becomes subject to a different privacy policy.

4. DATA SECURITY

We implement appropriate technical and organizational measures to protect your personal information:

- Encryption of data in transit and at rest

- Secure authentication protocols

- Regular security assessments

- Access controls and authentication

- Secure data storage with industry-standard providers

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

5. DATA RETENTION

We retain your personal information for as long as necessary to:

- Provide you with our services

- Comply with legal obligations

- Resolve disputes

- Enforce our agreements

When you delete your account, we will delete or anonymize your personal information within 30 days, except where we are required to retain it for legal purposes.

6. YOUR RIGHTS AND CHOICES

6.1 Access and Correction

You can access and update your personal information through the App's settings at any time.

6.2 Deletion

You can request deletion of your account and personal information by contacting us at privacy@bmnrtech.com.

6.3 Opt-Out of Communications

You can opt out of promotional emails by following the unsubscribe link in those emails. You cannot opt out of service-related communications.

6.4 Biometric Data

You can disable biometric authentication at any time through the App's settings. This will delete locally stored encrypted credentials.

6.5 Data Portability

You can request a copy of your personal information in a machine-readable format by contacting us.

7. CHILDREN'S PRIVACY

Our App is not intended for children under 13 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

8. CALIFORNIA PRIVACY RIGHTS

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

- Right to know what personal information we collect, use, disclose, and sell

- Right to request deletion of your personal information

- Right to opt-out of the sale of personal information (we do not sell your information)

- Right to non-discrimination for exercising your privacy rights

To exercise these rights, contact us at privacy@bmnrtech.com.

9. PUSH NOTIFICATIONS

We may send you push notifications with your consent. You can disable these at any time through your device settings or the App settings.

10. COOKIES AND TRACKING TECHNOLOGIES

The App does not use cookies, but may use similar technologies such as:

- Local storage for app preferences

- Session tokens for authentication

- Analytics SDKs to understand app usage

You can reset local storage by clearing the App's data through your device settings.

11. THIRD-PARTY LINKS

The App may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to read their privacy policies.

12. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time. We will notify you of material changes by:

- Posting the new Privacy Policy in the App

- Updating the "Last Updated" date

- Sending you a notification (for significant changes)

Your continued use of the App after changes become effective constitutes acceptance of the revised Privacy Policy.

13. CONTACT US

If you have questions about this Privacy Policy or our privacy practices, please contact us:

Email: privacy@bmnrtech.com

Website: https://bmnrtech.com

Address: 10845 Griffith Peak Dr., Las Vegas NV 89135

14. YOUR CONSENT

By using the App, you consent to:

- The collection and use of information as described in this Privacy Policy

- The transfer of your information to our service providers

- The use of tracking technologies as described

This Privacy Policy is effective as of the date stated at the top of this document and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted in the App.